Comment by marcandre

The devil in the details. Pix allows you to give your account nb, but also email or phone to locate. Vendors can produce a QR code which embeds the destinator as well as the amount to be paid. Pix feels quicker than IBAN to IBAN. Very importantly, Pix is available even without a bank account. Opening a bank account is quite challenging and expensive for non-residents, among others.