Firstly, I don't think you're engaging in good faith. I won't humor shotgun questions like yours. They're not even on topic. If you want to talk about these topics, then we do them separately and one at a time. Those are my terms. Secondly, just because I participate in a society doesn't mean I agree with how it's run or that I don't see room for improvement. That argument boils down to a Mr Gotcha comic.
Here's a good start. Don't have people who don't make the choice to take out loans be forced to pay off those loans. I don't think it's unreasonable that you bear the costs of your _personal_ investments for your _personal_ future. Whether or not society as a whole benefits from it is besides the point. They are _personal_ investments at their core, and they can be paid off with your higher future income. Borrow against your future, not mine. Society's part is contributing to your higher income through business at each individuals' personal discretion. Don't make the mistake thinking anybody owes you anything more. You're not entitle to a higher income even if you went to college. When you made a bad investment, you pay for it. I'm not paying for your lesbian dance theory degree, and neither is the plumber making a living without some degree.
Here's a good start. Don't have people who don't make the choice to take out loans be forced to pay off those loans. I don't think it's unreasonable that you bear the costs of your _personal_ investments for your _personal_ future. Whether or not society as a whole benefits from it is besides the point. They are _personal_ investments at their core, and they can be paid off with your higher future income. Borrow against your future, not mine. Society's part is contributing to your higher income through business at each individuals' personal discretion. Don't make the mistake thinking anybody owes you anything more. You're not entitle to a higher income even if you went to college. When you made a bad investment, you pay for it. I'm not paying for your lesbian dance theory degree, and neither is the plumber making a living without some degree.