The counterpoint is that not doing so (implying some sort of infinite monetary loss if the entire human species is wiped out) would mean you want to spend every single unit of monetary value of the entire global economy to preventing this (which is also obviously nonsense - people have to eat after all).
So you have to put the monetary value somewhere (although you're completely within your right to question this specific amount).
So you have to put the monetary value somewhere (although you're completely within your right to question this specific amount).