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Comment by disgruntledphd2

But if your fixed costs are much lower (housing etc) then it makes more financial sense to have kids as there's less of a hit from the loss of lots of income (plus expenses, kids are not cheap).

Like, we have two kids and a top 10% (bottom of the top though) salary, and we have no discretionary income or ability to save (very much) after paying for the costs associated with kids and housing. I can completely understand why people don't want to do that, particularly given that 90% of households in my country earn less than us.

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