Comment by paxys

The ROI calculation is way too short sighted to be meaningful. To start you are already paying college tuition, and the expectation is to get an education that will help you pay off the loans (and then some). Going a few hundred deeper in the hole every month to have a roof over your head (you know, the most basic requirment for humans after water and food) is a no brainer and will massively increase your education ROI. A couple months of "homeless man" cosplay is probably fun and games but start to face the heat, cold, humidity, animals, police, theft, physical danger and more and those As aren't going to remain As for long.