Variety is good! The fact the USA only has Mastercard and Visa and that they've colluded to keep all other forms of payments out is why their fees aren't lower.
Japan has competition in payment systems. Paypay, D-Pay, Meri-pay, Line Pay, Rakuten Pay, etc... Each tries to entice both customers and retailers by offering discounts and bonuses.
https://www.justice.gov/archives/opa/pr/justice-department-s...
Japan has competition in payment systems. Paypay, D-Pay, Meri-pay, Line Pay, Rakuten Pay, etc... Each tries to entice both customers and retailers by offering discounts and bonuses.
Also I'm happy to pay cash as it's private.