Worse: the costs are front-loaded and (all but) must come early-ish in your life.
The opportunity cost—the shadow, if you will, that the cost of children casts on your future retirement savings—is enormous. It’s way larger than the nominal cost. Big ouch.
The opportunity cost—the shadow, if you will, that the cost of children casts on your future retirement savings—is enormous. It’s way larger than the nominal cost. Big ouch.