For most people, investing in the whole market (a.k.a. index) is the right thing. Period.
It's not exactly rocket science either: Just buy the broadest index you can cheaply get. The MSCI World is probably a good candidate for that. The whole market is likely to be less volatile over the long run than any given segment.
Sure, if you want to do your research, maybe you'll end up thinking that a certain market segment is more attractive than another. But don't claim that all people must do this.
Having other people manager your finances is problematic, because that other person is not likely to have your best interests in mind, especially not if his income from this comes from kickbacks.
It's not exactly rocket science either: Just buy the broadest index you can cheaply get. The MSCI World is probably a good candidate for that. The whole market is likely to be less volatile over the long run than any given segment.
Sure, if you want to do your research, maybe you'll end up thinking that a certain market segment is more attractive than another. But don't claim that all people must do this.
Having other people manager your finances is problematic, because that other person is not likely to have your best interests in mind, especially not if his income from this comes from kickbacks.
It's simple really.
Just. Buy. The. Market.