Did you buy a home > 10 years ago? Given inflation, isn't your mortgage not easy to pay off at this point (even if you did pay the minimum?). I can imagine one of two scenarios: (a) at the start, you really stretched and got a nice place to live (bravo!! in hindsight that was a genius move as you enjoyed many years of good quality living) or (b) your income has been stagnant (sorry :( )
I got a place 5 years back and did not overstretch at all ... now, the biggest challenge is our place is too small and has other inconveniences (lack of commute) that is painful. Selling and rebuying is trauma I don't want to inflict again.
I got a place 5 years back and did not overstretch at all ... now, the biggest challenge is our place is too small and has other inconveniences (lack of commute) that is painful. Selling and rebuying is trauma I don't want to inflict again.