Comment Comment by vlucas This is why Target Date Retirement funds exist.Just plow your 401(k) into Fidelity Freedom Fund 2055 (or whenever your retirement year is - they have many options) and forget about it.https://www.fidelity.com/mutual-funds/fidelity-fund-portfoli...They are mostly equities and riskier investments early on, then auto-adjust to lower risk dividend stocks and treasuries when you are closer to the target fund date to support pulling out money every month to live on. parent vlucas 1 year ago
Just plow your 401(k) into Fidelity Freedom Fund 2055 (or whenever your retirement year is - they have many options) and forget about it.
https://www.fidelity.com/mutual-funds/fidelity-fund-portfoli...
They are mostly equities and riskier investments early on, then auto-adjust to lower risk dividend stocks and treasuries when you are closer to the target fund date to support pulling out money every month to live on.