Comment by asow92

The net effect is 0 if you're being paid back and paying back on time. How is this any different from putting it on a CC and paying it back on time? What's the big deal here that warrants this level of discussion? Why not let others do them and you do you? Maybe the real bad decision we're all participating in here—myself included—is feeling the need to split hairs over a hypothetical situation about personal opinions on personal finance?