Which countries use credit scores? I didn’t know it was a widespread thing, I always thought it was an American deviation.
Here in Sweden we don’t have it. When you apply for a new loan the bank can request information of other debts you have. And you have to send info about your income and answer questions about your expenses (living costs, number of children living at home, etc).
Here in Sweden we don’t have it. When you apply for a new loan the bank can request information of other debts you have. And you have to send info about your income and answer questions about your expenses (living costs, number of children living at home, etc).