It's not health insurance, but for day to day health care, anyone in Seattle paying their own way should consider http://www.qliance.com . Together with a (very) high deductible plan, I was able to get insurance and primary care for myself at around $100/mo.
The main selling point is the excellent access to care, though. When your time is money, you don't want to be bouncing around between three doctors for a month to treat an allergy that prevents you from sleeping. When I was on Awesome Traditional Insurance when I worked at BigCo, it sometimes took over a week to diagnose and treat a simple problem that was preventing me from working. With Qliance, I've gone from call-with-problem to prescription-and-plan-in-hand in under 3 hours. That's a big deal for a freelancer.
I understand there are other organizations around the country functioning on a similar model. You can google Direct Primary Care to find them.
The main selling point is the excellent access to care, though. When your time is money, you don't want to be bouncing around between three doctors for a month to treat an allergy that prevents you from sleeping. When I was on Awesome Traditional Insurance when I worked at BigCo, it sometimes took over a week to diagnose and treat a simple problem that was preventing me from working. With Qliance, I've gone from call-with-problem to prescription-and-plan-in-hand in under 3 hours. That's a big deal for a freelancer.
I understand there are other organizations around the country functioning on a similar model. You can google Direct Primary Care to find them.