Consider that his position might be more profound than you considered it to be.
Mine is. It's about incentives.
Now you can take it from there, and at least in my interpretation the rest of your rebuttal falls apart.
There is absolutely no equivalency to slavery. That is simply dishonest. Slaves didn't choose to be slaves.
Do students who take on debt have no agency whatsoever to you?
Did the people who paid such debts had no agency when paying?
Mine is. It's about incentives. Now you can take it from there, and at least in my interpretation the rest of your rebuttal falls apart.
There is absolutely no equivalency to slavery. That is simply dishonest. Slaves didn't choose to be slaves. Do students who take on debt have no agency whatsoever to you? Did the people who paid such debts had no agency when paying?