Comment by the_gastropod

Lol. This cynical attitude cracks me up so much. I lived in NYC for over 10 years. I never in my life made anywhere near $200k. I just retired this year at the ripe old age of 38. How? By following this apparently obvious "wisdom" of living simply, within my means, for ~15 years, and saving the excess. No trust funds, no Bitcoin-esque investment wins. Just saving money in boring index funds over 15 years, and living within my means.