Comment by garfieldnate

That's actually a great idea! Something like the companies that take care of getting refunds for flight tickets when the flight is delayed too long (in Germany you are legally entitled to a refund, but the process is long, so there are companies that do it for you and take a piece). They might have some common claims that they can add to a catalog. You could cut costs by re-using paperwork on these. As long as they could claim legal fees, which I'm not sure of.