Comment

Comment by WesternWind

The entire premise of insurance is that people get care for their medical issues. Mental health issues are medical issues; just because they manifest in terms of behavioral and thinking changes doesn't make them any less so.

Mental Health coverage does cover therapy, and therapy of various sorts is effective to treat or ameliorate a number of mental health issues, but it also covers psychiatric medication.

Also mental health coverage covers people's kids and dependents, not just them, your focus on the policy holder is a little narrow, I think.

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