Because we don't have another option. Your job dictates your insurance, not you, and most jobs explicitly search for insurance companies that don't end up costing them much (but cover enough that people still think they have coverage, maybe).
Of course, these stories are happening after individuals have made their elections for insurance AND after the companies that would be choosing the various insurance companies to pick from would have already selected their projected insurance provider.
Because we don't have another option. Your job dictates your insurance, not you, and most jobs explicitly search for insurance companies that don't end up costing them much (but cover enough that people still think they have coverage, maybe).
There's stories going around right now about how BlueCrossBlueShield is going to be dictating the amount of time during a surgery that anesthesia will be covered. https://duckduckgo.com/?t=ffab&q=blue+cross+blue+shield+anes...
Of course, these stories are happening after individuals have made their elections for insurance AND after the companies that would be choosing the various insurance companies to pick from would have already selected their projected insurance provider.