Yes, plus sometimes the "owner" is a group of people. Then it gets more difficult for them to coordinate against the agent.
If you take six figures out of my money, I have a strong incentive to find out. If you take six figures from a treasure chest that belongs to million people, most of them will decide it is not worth their time to investigate.
If you take six figures out of my money, I have a strong incentive to find out. If you take six figures from a treasure chest that belongs to million people, most of them will decide it is not worth their time to investigate.