My parents transferred an old car to my older brother and insured me and him on it and signed something saying we were not permitted to drive the other cars.
Not sure if that is permitted/possible everywhere, but the problem is if the parents drive nice cars the insurer presumes the kids will also drive them (and crash them).
Not sure if that is permitted/possible everywhere, but the problem is if the parents drive nice cars the insurer presumes the kids will also drive them (and crash them).