Idk how they wouldn't compete in terms of financials.
They are in effect the specced-down mass production version of the F-22 and are comparable in terms of cost relative to similar fifth generation fighters (and even comparable to many fourth generation fights) but go toe to toe with or outperform the competition.
This stacks the deck such that the F-35 will be a peer to or superior to any "opposition" aircraft or anti-air weapon system while the US keeps the F-22 around to serve as a dogfighter that is reserved for fighting the rare circumstance of something that's legitimately a threat to an F-35.
They are in effect the specced-down mass production version of the F-22 and are comparable in terms of cost relative to similar fifth generation fighters (and even comparable to many fourth generation fights) but go toe to toe with or outperform the competition.
This stacks the deck such that the F-35 will be a peer to or superior to any "opposition" aircraft or anti-air weapon system while the US keeps the F-22 around to serve as a dogfighter that is reserved for fighting the rare circumstance of something that's legitimately a threat to an F-35.