Early 20s is when people peak at risk taking behavior. Add a large amount of money into the mix and the types of risks can go way up. Think go from sitting around playing beer pong, to doing coke and speeding around in a Ferrari.
Even later in life, large amounts of money can cause people to do stupid things (see many famous people), but maturity has a chance then.
Even later in life, large amounts of money can cause people to do stupid things (see many famous people), but maturity has a chance then.