As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update.
I have in the past switched physical banks purely because their integration was either terrible or not working and I refused to go the "download CSV" route.
Unfortunately some banks are starting to drop support for applications directly connecting to them, and moving to an unacceptable model where intermediaries like Intuit's servers have to do the communication and store your credentials. This has been getting noticeably shittier in the last couple of years.
My #2 requirement (a close second) is that the application must be running on my local PC. I will never accept a cloud-based web-app or something I have to host on a VPS and access through some dinky HTML/JS UI.
I have in the past switched physical banks purely because their integration was either terrible or not working and I refused to go the "download CSV" route.
Unfortunately some banks are starting to drop support for applications directly connecting to them, and moving to an unacceptable model where intermediaries like Intuit's servers have to do the communication and store your credentials. This has been getting noticeably shittier in the last couple of years.
My #2 requirement (a close second) is that the application must be running on my local PC. I will never accept a cloud-based web-app or something I have to host on a VPS and access through some dinky HTML/JS UI.