They gave at least one example of the type of records they failed to maintain:
> For example, Moody’s Ratings Employees – including at the senior level – were communicating about credit ratings activities via text messages and WhatsApp on their personal devices, according to an SEC order. That included an associate managing director making off-channel comments about credit rating clients.
> For example, Moody’s Ratings Employees – including at the senior level – were communicating about credit ratings activities via text messages and WhatsApp on their personal devices, according to an SEC order. That included an associate managing director making off-channel comments about credit rating clients.