It's not clear to me how you can claim most of these drivers don't have insurance.
Also. Nothing is stopping Karen's from reporting things right now. So what if they do? If you've done nothing wrong then the reviewer would just trash it. And probably put Karen's reports in the "immediately discard" pile in the future if she sends in frivolous claims all the time.
Also. Nothing is stopping Karen's from reporting things right now. So what if they do? If you've done nothing wrong then the reviewer would just trash it. And probably put Karen's reports in the "immediately discard" pile in the future if she sends in frivolous claims all the time.