Even with a Smartphone you will have a terrible experience if you do not use stock vendor software. On a custom rom one needs to install zygisk modules [0] to get around the play integrity madness (before that safetynet). As this still dies not rely in Hardware attestation it could works in emulators, too. What we need are court rouling against this ! Banks actually force us to give our data and sell souls to Google an Apple.
[0] https://github.com/chiteroman/PlayIntegrityFix/releases
Edit: seemingly PoCs exist : https://xdaforums.com/t/poc-safetynet-bypass-for-emulators.4...