You know what I find odd? The fact that we don't seem to have nice payout services that I'm aware of, that would let me payout some money to a service provider from a platform accout, like "Hey, here is my bank account, here's their account and here's how much I want to transfer to their bank, give me an API to handle it without me needing to think about PSD2."
Even local solutions here in EU that allow paying with an internet bank integration, still don't give you the ability to do fully automated payouts, like Klix: https://developers.klix.app/api/ (though they have bulk payments through the portal)
PayPal requires the other person to either also have a PayPal or a Venmo account: https://www.paypal.com/us/business/operations/mass-payments
Stripe requires the person to also have a Stripe account: https://docs.stripe.com/connect/add-and-pay-out-guide?dashbo...
Even local solutions here in EU that allow paying with an internet bank integration, still don't give you the ability to do fully automated payouts, like Klix: https://developers.klix.app/api/ (though they have bulk payments through the portal)