Comment by _xnmw

No we don’t, and I’m working on solving this problem. There’s no reason for a pure SaaS company to pay these middlemen if the only thing they buy and sell is software. Software vendors can settle accounts directly like banks do, we just need something like an ACH for SaaS. And I’ve been thinking a lot about how to do this while having the equivalent of a petrodollar to create underlying value based on a commodity. For example a meta currency for compute credits that is cloud agnostic.