your proposed change will take decades to rework cities to move away from car-centric city design, to introduce public transportation, to rework current districts, to move shopping malls/restaurants closer to living districts etc.
all of this just because you wanted to make stricter insurance just to make it more (by how much?) efficient for insurers, so that they would make more profit.
your proposed change will take decades to rework cities to move away from car-centric city design, to introduce public transportation, to rework current districts, to move shopping malls/restaurants closer to living districts etc.
all of this just because you wanted to make stricter insurance just to make it more (by how much?) efficient for insurers, so that they would make more profit.