Realistically, the other person ends up in jail and then you still can’t get compensated for car repairs. It’s not super clear why that would be better than the pooling of risk that happens today that results in compensation.
American society has chosen to create a built environment that is inhospitable to anything else except driving, so I don’t think this is actually a real choice. The people who are getting into crashes all the time are not the ones pushing for that built environment.
American society has chosen to create a built environment that is inhospitable to anything else except driving, so I don’t think this is actually a real choice. The people who are getting into crashes all the time are not the ones pushing for that built environment.