Comment Comment by 01HNNWZ0MV43FF I'll add some unnecessary fluff:Don't invest in real estate. If it was a free lunch, someone else would eat it first. VTSAX is way less work.All that matters is the savings ratio. Everything else cancels out. I promise. https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si...So a penny saved is actually worth more than a penny earned, because it means you need less invested to retire. parent 01HNNWZ0MV43FF 2 years ago
Don't invest in real estate. If it was a free lunch, someone else would eat it first. VTSAX is way less work.
All that matters is the savings ratio. Everything else cancels out. I promise. https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si...
So a penny saved is actually worth more than a penny earned, because it means you need less invested to retire.