My dad worked at a hotel and he noticed that anytime Amex card holders did a charge back, even if their signature matched their ID, they'd always pull the funds, and the hotel would lose money.
We got Amex after that, since it means if we ever have a true theft/card skim issue, chances are high they will back us, instead of putting the debt on us. If that ever changes, I'll ditch them. The small shops might not take them, but every gas station does, and I rather not pump gas with my debit card.
We got Amex after that, since it means if we ever have a true theft/card skim issue, chances are high they will back us, instead of putting the debt on us. If that ever changes, I'll ditch them. The small shops might not take them, but every gas station does, and I rather not pump gas with my debit card.