That's not stupid reasoning, and I don't know you or your parents. But in the short snippet you wrote, I was interpreting your question as being based on the supposition that your parents are somehow too naive or inexperienced to understand and protect themselves. That's the part that I question.
Particularly since the answer to your question is no different than if you asked the question about anybody of any age.
Particularly since the answer to your question is no different than if you asked the question about anybody of any age.