You need both discipline and the "stuff" that you're referring to.
The vast majority of the programming workforce doesn't have both.
If you can only pick one, you're better off with the discipline, because you will earn more money and be able to retire earlier, and/or with better living standards.
The vast majority of the programming workforce doesn't have both.
If you can only pick one, you're better off with the discipline, because you will earn more money and be able to retire earlier, and/or with better living standards.