When I was in China, the government issued an edict that basically said "merchants of a certain size must accept AliPay/WeChat Pay/UnionPay CloudPay universally". All of the above are almost identical "Scan my QR code" to pay.
It would be nice to have such an edict, forcing compatibility outside of the ACH system but it will never happen.
It would be nice to have such an edict, forcing compatibility outside of the ACH system but it will never happen.