Comment by arcdigital

Hey, sorry to hear you're going through this. I know this doesn't solve your immediate problem with your funds on hold, but I run a payment processor and we might be able to help you process payments without a reserve which could open up some more cashflow to supplement the held funds. Would love to learn more about your business and see if we can help. My email is anand at payclair dot com (a little obfuscated to hopefully avoid spam bots).