The fact that it makes more sense financially to borrow a million to buy a house and keep your 500k of savings tied up in the S&P 500 means we're far away from a solution.
People don't seem to realize that something being a solid investment and it being widely accessible are contradictory terms and that ideal regulation would work towards a balance of these, not over-optimization of either.
People don't seem to realize that something being a solid investment and it being widely accessible are contradictory terms and that ideal regulation would work towards a balance of these, not over-optimization of either.