I disagree that SMS two factor is more secure than a password alone. I have found that once you enter your phone, it is more trusted than your password (meaning it alone can reset your password). A phone number is as secure as the least competent support person at your phone provider.
A password, with email reset is better. My email has two factors of authentication, rather than whatever my phone provider requires as proof.
A password, with email reset is better. My email has two factors of authentication, rather than whatever my phone provider requires as proof.