IMNSHO, latency is more important than raw bandwidth, and raw bandwidth for consumer Internet is more useful as a latency improvement (because the high speed drains the buffers that much faster) than for actually using the bandwidth.
If you've got actually decent Internet, or you actually do use the bandwidth, great! My experience is that only a few applications will max out my 115Mbit/s connection, and given I have semi-decent kit and a decent ISP using the full bandwidth doesn't have a big impact on latency so I can be streaming, downloading, and have multiple people video-calling and that's fine.
Looking at my stats, there's only been a five minute period in the past 24h with sustained speeds used of over 20Mbit/s.
If you've got actually decent Internet, or you actually do use the bandwidth, great! My experience is that only a few applications will max out my 115Mbit/s connection, and given I have semi-decent kit and a decent ISP using the full bandwidth doesn't have a big impact on latency so I can be streaming, downloading, and have multiple people video-calling and that's fine.
Looking at my stats, there's only been a five minute period in the past 24h with sustained speeds used of over 20Mbit/s.