“There are two factors, but the second factor is something a determined actor can get around by SIM swapping.”
But there are still two factors and SMS 2FA handles disaster recovery much better than the listed alternatives for most people.
This argument strikes me as kind of like - “a determined actor can get around a deadbolt pretty easily, so the standard for homes should be a vault door and fines if you leave a hide-a-key rock anywhere near your house.”
“There are two factors, but the second factor is something a determined actor can get around by SIM swapping.”
But there are still two factors and SMS 2FA handles disaster recovery much better than the listed alternatives for most people.
This argument strikes me as kind of like - “a determined actor can get around a deadbolt pretty easily, so the standard for homes should be a vault door and fines if you leave a hide-a-key rock anywhere near your house.”