Comment by temporallobe

Car insurance rates in FL are among the highest in the nation and my rates keep going up. One of the drivers to this (no pun intended) is that so many motorists here are uninsured or underinsured (and many are not even licensed), as we are only required to carry $10k in Personal Injury Protection and $10k in Property Damage Liability, and many people carry just that. It’s also a “no-fault” state, which for simple fender-benders works pretty ok, but for more serious accidents can get very complicated and costly. It’s why we have so many personal injury attorneys and our cities are saturated with billboards shouting things like “DAN NEWLIN GOT ME $800,000”.