I've never seen an option to choose the liability cover on insurance, I didn't know it was a thing. I just checked my policy and it is up to $20 million NZ ($12M US) per event.
How much do you pay for car insurance in the US? Mine is 1,200NZD per year, about 730USD
How much do you pay for car insurance in the US? Mine is 1,200NZD per year, about 730USD