If you depend on this machine for living... You should have a spare machine. Way to recover data very fast if it breaks.... Way to fix it... It gets expensive pretty fast.
Also if you travel with Mac, you need to carry two laptops. There is no easy way to move NVME drive to new machine like with Pc laptops.
Also if you travel with Mac, you need to carry two laptops. There is no easy way to move NVME drive to new machine like with Pc laptops.