It's bizarre to me just how many people in this country (
especially the ones who can least afford it) simply do not take charge of their financial health. Even in this very thread you can see all kinds of excuses ("it's too hard to log in and check credit card statements every month", "they make you call or chat to cancel so I don't bother", "they should cancel subscriptions automatically if you don't use them", "it's the government's fault").
This discussion is about subscriptions but the general idea applies to so much more – basic budgeting, retirement savings, not paying random fees, not paying interest, moving spare money to investment accounts every month, rebalancing your investments every quarter, negotiating rents, negotiating your salary.
Ultimately it is your money and your problem. No one is looking out for you. You can either endlessly complain about it or build some good habits. 30 minutes of effort once a month to go over bills and budgets is hardly the end of the world.
This discussion is about subscriptions but the general idea applies to so much more – basic budgeting, retirement savings, not paying random fees, not paying interest, moving spare money to investment accounts every month, rebalancing your investments every quarter, negotiating rents, negotiating your salary.
Ultimately it is your money and your problem. No one is looking out for you. You can either endlessly complain about it or build some good habits. 30 minutes of effort once a month to go over bills and budgets is hardly the end of the world.