I’m unemployed in NYC right now - so, zero consistent income. I’m one of those people with the very worst marketplace health plans. Here’s what I get for $640/mo (with a $120 tax credit, oh boy!):
- Visits to my general practitioner (but not so fast! no diagnostic tests or ANYTHING else - those are 100% out of pocket until my $9,000 deductible is met)
- Pregnancy care (it’s currently a biological impossibility for me to give birth)
Everything else is entirely out of pocket until my $9,000 deductible is met. My coverage is basically a $6,000 guarantee that I won’t be completely bankrupted if I get run over by a garbage truck and live to tell the tale. Otherwise, it’s completely useless. Something’s gotta give.
Everything else is entirely out of pocket until my $9,000 deductible is met. My coverage is basically a $6,000 guarantee that I won’t be completely bankrupted if I get run over by a garbage truck and live to tell the tale. Otherwise, it’s completely useless. Something’s gotta give.