Literally every time I pay for something via PayPal on my computer, I need to pull out my phone, find the authenticator app, open it, scroll to PayPal, tap it, see if there's enough time for this code or if I should wait for the next one, type the 6 digits into the site...
I mean it takes half a minute, and this easily gets repeated several times a day if you engage in a lot of transaction-type things. And it's no faster if it's by SMS or by e-mail because I'm still spending 15 seconds waiting for the message, and then opening it, typing, then going back to delete the message so it doesn't clutter my inbox -- half a minute total again.
Literally every time I pay for something via PayPal on my computer, I need to pull out my phone, find the authenticator app, open it, scroll to PayPal, tap it, see if there's enough time for this code or if I should wait for the next one, type the 6 digits into the site...
I mean it takes half a minute, and this easily gets repeated several times a day if you engage in a lot of transaction-type things. And it's no faster if it's by SMS or by e-mail because I'm still spending 15 seconds waiting for the message, and then opening it, typing, then going back to delete the message so it doesn't clutter my inbox -- half a minute total again.