I didn't use cash for years in Russia, all about card payments and instant bank payments between people. Last year many of POS asking to pay via QR code to avoid card fee (2-3%).
Central Bank will test digital Ruble asset in the recent time, it's some sort of limited conversion currency, like you get a payment for child care and it's possible to use only for limited products to purchase.
Central Bank will test digital Ruble asset in the recent time, it's some sort of limited conversion currency, like you get a payment for child care and it's possible to use only for limited products to purchase.