1- The issue is rarely from the debit card it's always accepted, most of the times the payment will be cancelled from the service provider side
2- It's not technically non-Indian account, I'm opening accounts using valid Indian mobile number (tied to my visa and a real address), I always disclose that I'm not Indian when needed.
3- I was even trying to open Indian bank account to transfer money but no success so far (while possible in theory as I understood).
There are legitimate reasons for not wiring money if that was even an option, because you don't pay the hospital large amount ahead, and when it's time there's not enough time to wire the money.
2- It's not technically non-Indian account, I'm opening accounts using valid Indian mobile number (tied to my visa and a real address), I always disclose that I'm not Indian when needed.
3- I was even trying to open Indian bank account to transfer money but no success so far (while possible in theory as I understood).
There are legitimate reasons for not wiring money if that was even an option, because you don't pay the hospital large amount ahead, and when it's time there's not enough time to wire the money.