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Comment by wolverine876

There are advantages to credit. For example, the money remains in your hands until you pay your credit card bill, so if there is a dispute, fraud, or overcharge, you don't have to fight and wait to get your money back.

Also, some businesses, such as car rental companies, won't provide services to debit card holders.

Also, it's a free [edit: zero-interest, not free] loan (if you pay credit card bills in full); you get some small marginal revenue from the money you keep for up to a month.

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