The absolute amount of money is irrelevant, it matters what percentage of a person's disposable income it is.
$10k is nothing if you making half a million dollars a year and have $200k in credit with no balance, because your disposable income is probably $400-450k/yr.
$200 is a ruinous amount of money if you make minimum wage and take the bus to work because your disposable income is very likely negative.
$10k is nothing if you making half a million dollars a year and have $200k in credit with no balance, because your disposable income is probably $400-450k/yr.
$200 is a ruinous amount of money if you make minimum wage and take the bus to work because your disposable income is very likely negative.